Platform modernisation

The Modernization Playbook

A practical guide to replatforming critical digital products without disrupting the business.

Fragmented legacy systems converging into a single modern platform

Executive summary

Many organisations are running business-critical platforms on foundations that were built for a different era.

Legacy codebases, outdated frameworks, fragmented systems, security risk, and slow release cycles quietly drain enterprise velocity. Teams spend too much time keeping old platforms alive, having to maintain too many different technologies, and not enough time building what comes next.

Paloma helps companies modernize and consolidate these platforms safely.

We bring a specialised modernization system, combining proprietary tooling, AI-assisted codebase analysis, proven delivery patterns, and experience from rebuilding platforms used by millions of people.

This playbook distills what we’ve learned:

Why modernize: the commercial, security, talent, and delivery benefits of moving to a modern platform.
Why now: AI has changed the economics. Codebases can now be analysed, documented, tested, and modernized faster than ever before.
How to reduce risk: the process we use to understand legacy systems, prove the path, build for parity, and release safely.
How to unlock ambition: once the platform is modern, teams can move faster, ship more often, and pursue product opportunities that were previously out of reach.

Paloma Digital is a 100-person venture studio and digital consultancy. We’ve built and replatformed products at scale—from Afterpay to MoneyGram’s global remittance platform.

Scale

Proven at replatforming business critical apps with tens of millions of users

Expertise

Specialists in AI-driven modernizations and AI-driven development

Trust

Trusted by enterprises where speed, reliability, and scale matter most

Afterpay app, held in hand
Afterpay

One of our apps:

25M+ active users, 4.9/5 stars on iOS and Android

The problem

Legacy platforms quietly drain velocity

What starts as a technical compromise becomes a commercial constraint: more technologies to maintain, harder hiring, rising security risk, slower delivery, and less confidence to pursue ambitious product ideas.

Difficult and expensive to maintain so many technologies: for many companies, consolidating around fewer modern technologies makes it easier to hire, reduces delivery overhead, and gives teams more flexibility when staffing projects.
Old platforms create security risk: unsupported frameworks, old dependencies, and poorly understood systems create security and compliance exposure, especially as AI-driven vulnerability exploits become more sophisticated.
Slow, fragile delivery: every feature takes longer than it should, with long QA cycles, manual releases, and high coordination overhead. Modern platforms enable faster iteration, safer releases, and more efficient delivery practices.

iOS team

Design
Code
Release

Android team

Design
Code
Release

Web team

Design
Code
Release
1 feature
Our solution

The Paloma Modernization System

Paloma helps companies modernize platforms through a repeatable, AI-native process refined across large-scale product rebuilds.

We combine proprietary tooling, expert engineering, automated testing, and proven release patterns to move from legacy constraints to modern foundations without putting the business at risk.

This is not a traditional rebuild. It is a productised modernization system designed to reduce uncertainty at every stage.

Afterpay Card app interface

01

Understand the real system

We analyse the existing codebase to map features, dependencies, domains, APIs, risks, and behaviour from the system itself.

02

Prove the path before committing

We turn that analysis into a practical modernization plan, validating the highest-risk areas before major delivery begins.

03

Modernize for parity first

We recreate what works today on a stronger foundation before introducing major product change, making the new platform easier to test, release, and trust.

04

Release safely into production

We use automated tests, observability tooling, feature flags, rollback plans, and staged release patterns to reduce production risk.

05

Leave the team stronger

Your team inherits the platform, documentation, tooling, and modern delivery practices needed to keep improving it.

Why now?

AI has changed the economics of modernization

Modernization is now faster, safer, and more commercially compelling.

Codebases can be understood faster

Features, dependencies, APIs, risks, and behaviour can be mapped from the codebase itself.

Documentation can be generated automatically

Detailed specs can be created from how the system actually works today.

Risk can be surfaced earlier

Hidden dependencies, outdated packages, security issues, and unknown complexity become clearer before delivery begins.

Parity can be tested more reliably

AI-assisted tests help prove the new platform matches what works today.

Legacy technologies migrating through the Paloma Modernisation Engine to modern platforms

Our proprietary AI-driven process

Paloma Modernisation Engine™

Consolidating iOS, Android, and web apps into one platform

Codebase Intelligence

Maps features, dependencies, domains, APIs, and risks from the system itself.

Specification Generator

Documents how the platform actually works today, reducing reliance on tribal knowledge.

Parity Harness

Validates that the modernised platform matches core legacy behaviour before release.

Release Safety Pack

Supports safer rollout with testing, monitoring, feature flags, and rollback planning.

Together, these tools reduce time to deliver by over 3x vs traditional methods, with higher reliability. This isn’t consultancy alone—it’s productised modernization, built by Paloma and battle-tested on real apps.

Modern best practices

Best practice, baked in

Executives often ask:

Can this project improve how we build, release, and learn?

Paloma brings battle-tested best practices proven across digital products with millions of users and tailored to your context.

The result: You don’t just get a modernized platform. You can also inherit tooling, practices, and a delivery environment that help your team move faster with confidence.

End-to-end toolchain: CI/CD, observability, analytics, crash monitoring, feature flagging
Modern methodologies: trunk-based development, automated testing, design systems
Data at scale: instrumented analytics to understand real user behaviour
Safe release: we carry over strong existing tools and fill any gaps with our playbook

Optimised for:

Scale: Proven in products used by millions of users every day
Speed: Built for rapid iteration and daily releases
Data: Instrumented to capture, analyse, and act on user behaviour
Reliability: Observability, QA, monitoring, and rollback planning built in
Flexibility: Integrates with existing systems
Unlock ambition

If you could move twice as fast, what would be possible?

This isn’t just a cost-out exercise. It’s an ambition upgrade.

Where modern platforms unlock possibility

More shots on goal

Faster cycles mean you can test bolder ideas, kill the duds early, and double down on winners without the drag of legacy systems.

Quality as a feature

With less time sunk into “keeping up,” you can redirect energy into features, polish, and performance.

New revenue streams

Modern platforms make it easier to launch integrations, open partner channels, embed new services, and create new customer value.

What changes

Idea-to-production lead time

months → weeks

Release cadence

monthly → weekly/daily with confidence

Experiment throughput

run more A/Bs, learn faster, waste less

Design consistency

a single system applied everywhere

Team focus

less platform work, more product craftsmanship

MoneyGram marketing site and app
MoneyGram app and website interfaces

We help create the conditions where your teams can set a higher bar, pursue bigger bets, and deliver more beautiful, more valuable product.

Building internal capability

We leave your team stronger

We don’t just deliver, we train your team to thrive in the new stack.

Retraining built-in: your existing engineers learn the new platform and modern AI-driven methodologies.
Embedded coaching: pairing, architecture reviews, PR reviews, and hands-on collaboration.
Proven results: at scale, with firms like Afterpay and MoneyGram.

This training is part of our core offering, at no extra cost. Our goal is that your team owns the future without dependency on us.

AfterpayKPMGBakktMoneyGram

Paloma Digital

We partner with ambitious companies at scale, such as yours, and help them design, build and optimise products used by millions of people every month.

Trusted by global brands to power core user experiences.


25M+ active users supported with stable performance and seamless uptime.


Teams that scale faster, deploy faster, and sleep better.


Afterpay
KPMG
Bakkt
MoneyGram
Cash App
Reshop
Payap
Authsignal

Paloma Ventures

As of 2026

$mPortfolio Value
$mARR
Employees
Companies
Total Portfolio ValueAnnual Run Rate RevenueTotal Number of CompaniesEmployee Count
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Let’s discuss

Limited slots available this month.

“Paloma has done an excellent job of supporting Afterpay with creativity, agility, and technical proficiency. I would enthusiastically recommend Paloma to any business looking for a genuine partner to work with.”

Nick Molnar, Founder of Afterpay